The Board assessments the impression and responsiveness on the financial institution's Local community enhancement loans and Group growth investments that profit or provide a Condition, as presented in § 228.15.
(six) A map of every facility-dependent assessment place and, as applicable, Each individual retail lending assessment area exhibiting the boundaries of the world and pinpointing the census tracts contained in the area, both on the map or in the independent listing; and
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The Board publishes on its community Web page, no less than thirty days upfront of the beginning of each calendar quarter, a summary of banks scheduled for CRA examinations for the next two quarters.
The Board assessments the impression and responsiveness of a lender's Group enhancement loans and Neighborhood improvement investments that profit or provide a facility-primarily based assessment space, as delivered in § 228.fifteen.
A financial institution topic to data reporting necessities pursuant to § 228.42 should involve in its general public file a written recognize which the CRA Disclosure Statement pertaining to your bank, its operations subsidiaries, and its other affiliate marketers, if applicable, could possibly be attained within the FFIEC's Site at:
The Nationwide Asset-Centered Community Progress Financing Benchmark measures the greenback volume of Neighborhood improvement loans and community development investments that gain or provide all or A part of the nationwide space of all depository establishments that claimed pursuant to § 228.
) Gains or serves one or more geographic regions with small amounts of Group enhancement funding;
signifies a loan to a number of men and women for household, household, or other own expenses Which has become the following kinds of loans:
(ii) Once the bank has formulated its Original draft plan, formally solicit public comment on the Preliminary draft prepare for a minimum of sixty days by:
(B) Inside five calendar times in the ask for, all the data which the bank is necessary to keep up underneath this area in the general public file concerning the facility-dependent assessment location where the department is website situated.
) The amount of checking and savings accounts opened digitally and through other supply techniques by census tract income degree for every calendar yr; and
For car loans, the Board compares a lender's geographic and borrower distributions on the relevant Neighborhood benchmarks, as provided in paragraph (f) of the portion and segment VI of appendix A to this portion.
(x) An indicator for whether or not the loan was to a business or farm for which gross once-a-year revenues are usually not recognized because of the bank.